Best to shop around or sell around I suppose, I dont know the details of the policy, but if it has been going for over a year I would recommend not selling ,since these policies are front end loaded ie all the admin fees are taken out at the beginning so cash it in early and you get stung, so my advice is
1 dont sell it.
2 if you do "shop around, use google I'm sure if you go to a large reputable company you can get a better deal than the one from the company you it out with.
good luck
Nick
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