Thanks Jivelad but in that instance it's a not a fee at all - just an interest.
What I find unacceptable (but I'm sure it's written somewhere in the terms and conditions, as Barry said my bad for not checking it more carefuly I suppose) is that the interest wasn't calculated on what was left of my balance, but on the full balance independently of the amount I repayed already - i.e. imagine I owed 1500 pounds at the end of october and only paid 1498 at the beginning of november. The interest for the november statement wasn't calculated on 2 pounds as one would reasonably expect, but on the full 1500 pounds, which I didn't even owe anymore. That's why I ended up paying 20 quids in interest, for a debt of 2 quids.
Now in my book that's shocking, and I don't care what the terms and conditions say.
Of course then you pay interest on interest the following month, and the whole thing just blows out of proportion.
I'm just glad the girl on the phone saw my point and accepted to re-imburse the interest I paid - as I said it was easier to do than I expected,
so don't hesitate phoning the credit card company when something like that happen...
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