I always take my sat nav OUT of the car - however, I did used to leave the cradle on the windscreen .........................
Just before Christmas I had my window smashed and the cradle stolen still cost me the normal insurance excess etc., but worse than, as my NavMan was over a year old and I couldn't get a replacement cradle (got one now - but took TWO MONTHTS)
Moral of the story - not only take sat nav out of car, also remove cradle and any evidence on your windscreen of it !
(at least you got a new sat nav - for your trouble )
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