Operators Insurance

[Gus]

Kieth made a comment re insurance in one of his posts and it got me thinking. First of all teaching insurance is VERY expensive. When I was an independant instructor it was around #700 minimum. I know for a fact that most independant instructors don't carry insurance :(

Which got me thinking about the insurance on a club nights. In my old days with Ceroc we used to have some sort of notice on the front desk. The bigger associations like Ceroc na dBlitz do carry full PI insurance Can't remember the details, but is there a requirement, as a club night seems to be deemed an employing agency, that both public and employee insurance certificates need to be displayed. If not, are operators in breach for;

Not having the insurance or
Not having the certificates on display?

[Trousers]

This seems to be a chestnut of yours Gus

Here (http://www.cerocscotland.com/forum/lets-talk-about-dance/8997-teaching-without-insurance.html)

and here (http://www.cerocscotland.com/forum/lets-talk-about-dance/4603-illegal-clubs.html)

ermm here (http://www.cerocscotland.com/forum/98220-post67.html)


But just what is the point you are trying to make about this?

[Gus]

But just what is the point you are trying to make about this?Boy .... this seems to be a common theme:rolleyes:

I WAS ASKING A QUESTION .... Hello, is that too hard to understand? Hint ... look for the "?"

[spindr]

But just what is the point you are trying to make about this?
Must admit I'd consigned this as one of Gus' bete noires.

However, I guess it might mean that teachers relying on being insured by an organisation might find themselves without cover if they were sued in their own right. So, I guess it could be worth them checking and asking to see the policy -- for their own peace of mind?

SpinDr

[Gus]

Must admit I'd consigned this as one of Gus' bete noires.Guilty


However, I guess it might mean that teachers relying on being insured by an organisation might find themselves without cover if they were sued in their own right. So, I guess it could be worth them checking and asking to see the policy -- for their own peace of mind?
SpinDrActualy my main point (which I obviously failed to make clearly) is the situation relating to employee insurance. If, as has been surmised, the move by Ceroc to pay taxi dancers etc is because they are legally employees .... doesn't that also mean that the venues should be displaying (and have) employee insurance. That has significant implications for ALL dance organisations, including the ones I work for. Was curious as to whether anyone knew if it was something to get worried about or a 'nothing' issue.

[philsmove]

I know for a fact that most independant instructors don't carry insurance :(


A bold a sweeping statement how have you gathered your facts and evidence


Not having the certificates on display?

Not quite

It has to be somewhere the employee can easily read it

This could be at the organizers office

http://www.hse.gov.uk/pubns/hse39.pdf



that both public and employee insurance certificates need to be displayed

To the best of my knowledge there is no legal requirement to carry let alone display public insurance


Can't remember the details,

Gus, would it not be a good ideal to establish the facts before scaremongering on a public forum :cheers:

PS I am not a commercial dance operator or instructor and have never met Gus. I work in leisure industry and get fed up with people spreading inaccurate information as this tends to get repeated and become another urban myth

[Gus]

A bold a sweeping statement how have you gathered your facts and evidence I was talking about some of the locals operators ... and yesr I did gather my facts

Thanks for the comments re my questions. That was all I was after.



PS I am not a commercial dance operator or instructor and have never met Gus. I work in leisure industry and get fed up with people spreading inaccurate information as this tends to get repeated and become another urban mythTure, I alos dislike rumours and myths .... can you point out who was spreading them? I was asking for clarification to dispell such myths. :flower:

[Andy McGregor]

Speaking as an Independent Operator who has both PI and Employee Liability this has got me thinking.

I've now blue tacked my Certificate on the wall next to my desk in the Rocsters Office (my study). I can't see what else I need to do.

On the subject of Employee Liability, this is a legal requirement in the same way as third-party motoring insurance.

PI is not legally required but most venues require you to have it, especially schools*. At the moment I have £2million PI but the next time I renew I will increase this to £5million (possibly £10million if it isn't too much more) as one of my venues is increasing it's minimum requirement.

*along with PAT test certificates for your electrical equipment.